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The institutional loan is available for undergraduate students who have completed at least 90 credit hours but no longer have any federal financial aid loan eligibility. This loan is designed to assist students with paying for their final terms in school and can cover tuition and books.
Student can borrow up to a maximum of $10,000 for the remainder of their program.
Students will have a $25 payment per month while in school, and then will have up to 10 years to repay the loan after they are no longer enrolled in courses. Students who miss two consecutive payments will not be eligible for additional disbursements until their payments are brought current.
Eligible students are undergraduate students who are eligible for Title IV aid (have completed a FAFSA) but have reached their aggregate limits. Student must have 90 earned-credit hours or more earned to qualify for the loan program.
Students will be provided the award and they will need to accept the loan award through the student portal, and will be required to complete entrance counseling and MPN for the loan (which is separate documentation from the Federal Direct Loan Program). Students are required to be at least half-time during the payment period to receive funds. There is an exception for students who are in their final payment period of attendance and will only be attending less than half-time.