CSU Global shall bear no responsibility whatsoever for injuries, losses, or damages of any kind that result from acceptance and/or use of any prize. Decisions of CSU Global are final on all matters of fact, interpretation, eligibility, procedure, and fulfillment in respect to the Refer-A-Friend program. CSU Global reserves the right at any time to withdraw the referral programs or to modify, amend, or supplement these rules, in its sole discretion. By participating in the referral programs, the selected entrant consents to the use by CSU Global of their name, city and state of residence, occupation, and affiliation with CSU Global for any lawful purpose, without further permission or compensation, except where prohibited by law. Selected entrants agree to abide by and be bound by these Official Terms and Conditions, and understand that the decisions of CSU Global are final and non-negotiable.