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While we are pleased to offer affordable tuition rates, we know that financial aid is still important to our students.
Federal financial aid for college can come in the form of grants, subsidized loans, unsubsidized loans, and military benefits. We are here to help you understand the difference.
Pell Grants are only awarded to undergraduate students working on their first bachelor's degree. The Pell Grant is a form of gift aid (no service or repayment requirements) with eligibility based on need. To be considered for the Pell Grant a student must complete a Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov annually. Grants are restricted to undergraduates at Colorado State University-Global Campus.
The Federal Pell Grant amount is determined by the Expected Family Contribution (EFC) listed on the Student Aid Report and the student's enrollment status each trimester. Students who attend full-time (at least 12 credits per trimester) would receive their full annual Pell grant in two trimesters at CSU-Global. Pell Grant is re-evaluated each federal award year that runs July 1 through June 30.
The U.S. Department of Education administers several loan programs designed to offer low-interest funding to students who need to borrow money to cover the costs of education. One such program is the Federal Stafford loan program. In order to qualify for a Direct Loan, you must complete the FAFSA and meet the basic eligibility requirements for Title IV Financial Aid, be enrolled at least half-time, complete Direct Loan entrance counseling, and sign a Master Promissory Note.
The Federal Stafford Loan Program is intended solely to aid students pursuing a degree in higher education. Borrow only the amount you believe is necessary to pay for educational costs. Keeping the amount of a loan at a minimum will ease repayment.
The Direct Stafford Loan interest rate and origination fees vary depending on the date of disbursement. For up-to-date interest rates visit http://studentaid.ed.gov/types/loans/interest-rates.
Federal Stafford loans have both annual limits and lifetime limits for what a student is permitted to borrow. These limits are based on an undergraduate's classification (e.g. freshman, sophomore, junior, or senior) and whether a student is considered Dependent or Independent, based on results from the FAFSA application. Graduate students do not have Dependent or Independent distinctions, but do have different limits than undergraduate students. Lifetime maximum limit debt allowed includes all outstanding federal Stafford loans borrowed at other institutions.
Dependent Undergraduate Student:
Independent Undergraduate Student:
The U.S. Department of Education also administers a loan program for Dependent students that can be borrowed by the student's parent. Awarding of this loan is subject to credit approval. Parents, step-parents, or adoptive parents may apply. Completion of the FAFSA is required for the PLUS loan. Yearly loan limits are calculated at the time the PLUS loan is awarded and are dependent on the student's Estimated Cost of Attendance. The interest rate and origination fees vary depending on the date of disbursement. Please visit http://studentaid.ed.gov/types/loans/interest-rates.
Graduate students can also qualify for a graduate PLUS loan. Like the Federal PLUS loan, it is subject to credit approval. Yearly loan limits are determined by the student's Estimated Cost of Attendance. Completion of the FAFSA is required for the PLUS loan. Students who receive graduate Stafford loans may not qualify for any graduate PLUS loan. The interest rate and origination fees vary depending on the date of disbursement. Please visit http://studentaid.ed.gov/types/loans/interest-rates.